Terms and Conditions of Use

  1. General

    These General Terms and Conditions of Use ("Terms") are entered into by and between you and Commonwealth Marketing Group, Inc., d/b/a USA Credit, a Pennsylvania corporation (“USA Credit”). In consideration of your use of and access to this Internet site (the "USA Shopping Club.com Site"), and the promises and obligations herein, and intending to be legally bound, you and USA Credit hereby agree as follows:

    Your access to and use of the USA Shopping Club Site is subject to these Terms, as well as any modifications issued by USA Credit to these Terms, and all applicable laws and regulations. BY USING THE USA Shopping Club.com SITE, YOU AGREE TO AND WILL BE DEEMED TO BE BOUND BY THESE TERMS. If you do not want to be bound by these Terms, do not use the USA Shopping Club.com Site.

    Among other things, the USA Shopping Club.com Site provides information concerning various products and services and the opportunity to obtain additional information concerning those products and services or to purchase them. These Terms and the information provided in the USA Shopping Club.com Site in no way override the terms and conditions of your membership with USA Credit or your purchase of any product or service except as specifically provided herein. To the extent any area within the USA Shopping Club.com Site contains specific terms and conditions concerning its use ("Specific Terms"), those Specific Terms are in addition to these Terms.  To the extent there is a direct conflict between these Terms and the Specific Terms, the Specific Terms shall prevail.  To the extent that these terms are in addition to, but not in conflict with, the Specific Terms, the additional terms shall also apply.

  2. Changes in Terms

    USA Credit shall have the right at any time and without prior notice, at its sole discretion, to revise these Terms or to impose new terms and conditions with respect to access to or use of the USA Shopping Club.com Site. Such revisions and additions shall be effective immediately upon notice thereof, which may be given by any means, including but not limited to posting the revised or additional terms and conditions on the USA Shopping Club.com Site. You are responsible for reviewing the USA Shopping Club.com Site periodically for any modification to this Agreement that may affect your rights or obligations hereunder. You agree that you shall be deemed to be apprised of and bound by any modification by USA Credit to these Terms. ANY ACCESS OR USE OF THE USA Shopping Club.com SITE BY YOU AFTER NOTICE OF REVISIONS OR ADDITIONS TO THESE TERMS SHALL CONSTITUTE AND BE DEEMED TO BE YOUR AGREEMENT TO SUCH REVISIONS OR ADDITIONS. No modification to these Terms by any party other than USA Credit shall be valid or enforceable against USA Credit unless expressly agreed to by USA Credit in writing signed by a duly authorized officer of USA Credit.

  3. Termination

    These Terms are effective until terminated by USA Credit. USA Credit may terminate these Terms without notice and at any time. In the event of termination, the restrictions imposed on you with respect to the Content, and the disclaimers, indemnities, and limitations of liabilities set forth in these Terms shall survive termination.

    USA Credit shall also have the right without notice and at any time to terminate the USA Shopping Club.com Site or any portion thereof, or any products or services offered through the USA Shopping Club.com Site, or to terminate any individual's right to access or use the USA Shopping Club.com Site or any portion thereof.

  4. Compliance with Laws

    You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of the USA Shopping Club.com Site and your purchase of the items on the USA Shopping Club.com Site. You must be at least 18 years old to use the USA Shopping Club.com Site.

  5. Content

    The text, images, photographs, graphics, logos, illustrations, descriptions, data, and other material provided on the USA Shopping Club.com Site, as well as the selection, assembly and arrangement thereof, are referred to collectively as the "Content."

    The Content may contain errors, omissions, or typographical errors or may be out of date. USA Credit may change, delete, or update any Content at any time and without prior notice. The Content is provided for informational purposes only and is not binding on USA Credit in any way except to the extent it is specifically indicated to be so.

    Unless otherwise noted, all Content is protected by copyrights, trademarks, service marks, and other proprietary rights that are owned by USA Credit or by third parties that have licensed their use to USA Credit. You may view and use the Content only for your personal information and for shopping and ordering on the USA Shopping Club.com Site, and for no other purpose, and you shall retain intact all copyright and other proprietary notices. Except as provided in the foregoing, USA Credit does not grant to you or any person any right to use, reproduce, copy, modify, transmit, display, publish, sell, license, create derivative works, publicly perform, or distribute by any means, method, or process whatsoever, now known or hereafter developed, any of the Content on or transmitted through the USA Shopping Club.com Site, including without limitation by transferring, downloading or otherwise copying any Content onto any disk drive or other storage medium. Any use of the Content, except as specifically permitted in these Terms or as otherwise expressly permitted in the Content or in writing signed by USA Credit, is strictly prohibited.

  6. Linked Third Party Sites

    Links to other Internet sites operated by third parties, including USA Credit vendors do not constitute sponsorship, endorsement, or approval by USA Credit of the content, policies, or practices of such linked sites. Linked sites are not operated, controlled, or maintained by USA Credit, and USA Credit is not responsible for the availability, content, security, policies, or practices of linked sites, including without limitation privacy policies and practices. Links to other sites are provided for your convenience only, and you access them at your own risk.

  7. Prices; Orders; Shipping; Processing

    All prices displayed on the USA Shopping Club.com Site are quoted in U.S. dollars. USA Credit may restrict delivery to addresses within the United States and may restrict customers to use of bank accounts located within the United States. USA Credit will add shipping and processing fees and applicable sales/use taxes.  Our shipping and processing charges are intended to compensate USA Credit all costs of processing your order, preparing and packaging the products you have purchased, and delivering them to you.  USA Credit reserves the right without prior notice to discontinue or change specifications and prices on products and services offered on the USA Shopping Club.com Site without incurring any obligation to you. Products displayed on this site are available while supplies last. Descriptions of, or references to, products or services on the USA Shopping Club.com Site do not imply endorsement of that product or service, or constitute a warranty, by USA Credit.

    The receipt by you of an order confirmation does not constitute USA Credit’s acceptance of an order. Prior to USA Credit’s acceptance of an order, verification of information may be required. USA Credit reserves the right at any time after receipt of your order to accept or decline your order, or any portion thereof, even after your receipt of an order confirmation from USA Credit, for any reason. USA Credit reserves the right to limit the order quantity on any item and to refuse service to any customer without prior notification.  USA Credit may chose not to accept or process orders from customers who are delinquent in any payment obligation to USA Credit, including but not limited to membership fee, NSF fees, late fees, or in the payment of their account balances.  USA Credit customers with no prior account payment history or who have no account balance at the time of placing an order, who place an order of $300.00 or greater, will be required at the time of the order to pay 15% of the merchandise portion of the order, plus shipping and processing fees and any applicable sales tax.

    In the event that a product or service is listed at an incorrect price due to supplier pricing information or typographical error, USA Credit shall have the right to refuse or cancel orders placed for the product listed at the incorrect price, regardless of whether the order has been confirmed and payment has been received from you. If payment has already been received for the purchase and your order is properly canceled, USA Credit shall promptly issue a credit to your account or a refund in the amount of the incorrect price.

    USA Credit will deliver your merchandise to the address that you provide at the time of placing your order.  You are responsible for providing accurate and complete information in placing orders, including the address for delivery of merchandise ordered.  If you move, it is your responsibility to update USA Credit with your new address.  If the product is delivered to the address you provided at the time of the order placement, USA Credit will not be liable for claims of non-receipt of merchandise.  The merchandise will be deemed to have been received upon our receipt of confirmation from the shipper.  Full receipt of an order placed may take up to 6 weeks for delivery.

  8. The Federal E-Sign Act (HR-1714) on Final Digital Signature

    The Federal E-Sign Act (HR-1714) on Final Digital Signature provides that electronic signatures on documents hold equivalent legal status as traditional handwritten signatures; by completing the online orders for product, Member certifies that their digital signature is the equivalent of its handwritten signature.  Also, Member declares that it has read and understands all of the Terms and Conditions and agrees to and does sign each section of these Terms and Conditions with its digital signature.

  9. Disclaimer and Limitation of Liability as to the USA Shopping Club.com Site and Content

    USA CREDIT MAKES NO WARRANTIES OR REPRESENTATIONS WHATSOEVER WITH RESPECT TO THE USA SHOPPING CLUB.com SITE OR ANY LINKED SITE OR ITS CONTENT, INCLUDING THE AVAILABILITY OF ANY SITE OR THE CONTENT, INFORMATION AND MATERIALS ON IT OR THE ACCURACY, COMPLETENESS, OR TIMELINESS OF THAT CONTENT, INFORMATION AND MATERIALS. USA CREDIT ALSO DOES NOT WARRANT OR REPRESENT THAT YOUR ACCESS TO OR USE OF THE USA SHOPPING CLUB.com SITE OR ANY LINKED SITE WILL BE UNINTERRUPTED OR FREE OF ERRORS OR OMISSIONS, THAT DEFECTS WILL BE CORRECTED, OR THAT THE USA SHOPPING CLUB.com SITE OR ANY LINKED SITE IS FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS. WITHOUT LIMITING THE FOREGOING, ALL CONTENT PROVIDED ON THE USA SHOPPING CLUB.com SITE IS PROVIDED TO USERS "AS IS," WITH NO WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY. THE "AS IS" CONDITION OF CONTENT IS EXPRESSLY MADE A CONDITION OF ANY TRANSACTION ARISING THROUGH OR AS A RESULT OF THE USA SHOPPING CLUB.com SITE. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.

    UNDER NO CIRCUMSTANCES SHALL USA CREDIT, ITS SUPPLIERS OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, WHETHER IN CONTRACT OR IN TORT, INCLUDING NEGLIGENCE, ARISING IN ANY WAY OUT OF ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE USA SHOPPING CLUB.com SITE OR ANY LINKED SITE OR ITS CONTENTS, INCLUDING BUT NOT LIMITED TO LOST PROFITS, BUSINESS INTERRUPTION, OR LOSS OF PROGRAMS OR OTHER DATA ON COMPUTER SYSTEMS OR OTHERWISE, EVEN IF USA CREDIT IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

  10. Disclaimer and Limitation of Liability as to Products and Services

    Our goal is that you are completely satisfied with your USA Shopping Club.com purchase. If for any reason you are not entirely pleased with a product you purchased on the USA Shopping Club.com Site, simply return the item in its original packaging with your original packing slip within 30 days of receipt and we will issue you a full refund of the purchase price or a credit to your shopping account balance in the amount of the purchase price.  You will be assessed a 10% restocking fee, which will be deducted from your refund.  Refunds will be issued in the same method as the order was paid. Shipping and processing charges are not refundable. After 30 days, all returns, replacements, service, and support must be handled directly between you and the manufacturer. Many products are packaged with the manufacturer's warranty and service information detailing specific terms and conditions. Manufacturers' warranties may vary from product to product.

    ALL PRODUCTS AND SERVICES SOLD BY USA CREDIT ARE SUBJECT TO ANY APPLICABLE WARRANTIES AND REPRESENTATIONS OF THEIR RESPECTIVE MANUFACTURERS. ACCORDINGLY, USA CREDIT MAKES NO REPRESENTATION OR WARRANTY WITH RESPECT TO ANY PRODUCT OR SERVICE SOLD. EXCEPT AS EXPRESSLY STATED HEREIN, USA CREDIT EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, OF ANY KIND WITH RESPECT TO PRODUCTS AND SERVICES SOLD ON THE USA SHOPPING CLUB.com SITE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.

    UNDER NO CIRCUMSTANCES SHALL USA CREDIT, ITS SUPPLIERS OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS AND BUSINESS INTERRUPTION, WHETHER IN CONTRACT OR IN TORT, INCLUDING NEGLIGENCE, ARISING IN ANY WAY FROM ANY PRODUCT OR SERVICE SOLD OR PROVIDED ON THE USA SHOPPING CLUB.com SITE, EVEN IF USA CREDIT IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL USA CREDIT’S LIABILITY EXCEED THE PRICE YOU PAID FOR THE PRODUCT OR SERVICE THAT IS THE SUBJECT OF THE CLAIM.

  11. Indemnification

    You agree to defend, indemnify, and hold harmless USA Credit, USA Credit’s vendors, and their affiliates and related entities and their respective directors, officers, employees, and agents from and against all claims, losses, damages, liabilities, and costs (including but not limited to reasonable attorneys' fees and court costs), arising out of or relating to your breach of these Terms or your access to or use of the USA Shopping Club.com Site. The foregoing indemnification obligation shall survive termination of these Terms and the USA Shopping Club.com Site and any product or service provided to you arising out of or relating to your use of the USA Shopping Club.com Site.

  12. Submissions

    Except as otherwise expressly provided herein or in the USA Credit PRIVACY STATEMENT posted on the USA Shopping Club.com Site, any communication or material you transmit to the USA Shopping Club.com Site by electronic mail or otherwise, including any questions, comments, suggestions, or the like, is and will be treated as non-confidential and non-proprietary and may be used by USA Credit, USA Credit vendors, or their affiliates or related entities for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, USA Credit, USA Credit vendors, and their affiliates and related entities are free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the USA Shopping Club.com Site for any purpose whatsoever, including, but not limited to, developing, manufacturing, and marketing products or services using information contained in such communication.

  13. Miscellaneous

    These Terms constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. No waiver by USA Credit of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. If any provision of these Terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the Terms and shall not affect the validity and enforceability of any other provisions of the Terms. The headings and captions in these Terms are intended for convenience only and shall in no way affect the interpretation of the Terms.

    USA Credit shall not be liable for any nonperformance or delay in performance caused by any act beyond its reasonable control, including but not limited to acts or omissions of third parties, unavailability of supplies, equipment failure, war, strikes, lock-outs, fire, flood, or any other Act of God, any law, regulation, ordinance, or other act or order of any court, government, or governmental agency, or delays, unavailability, errors, or other failures of the Internet or other data networks.

    The information described in these terms is accurate as of August 2007. The information may be changed after that date. To find out what may have changed, write us at USA Credit, One Millennium Drive, Uniontown, PA 15401. Access to or use of the USA Shopping Club.com Site shall not be construed as USA Credit’s purposeful availment of the privilege or benefits of doing business in any state or legal jurisdiction other than the Commonwealth of Pennsylvania. This Agreement shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to conflicts of law provisions. Additionally, any claims brought against USA Credit shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania. Sole and exclusive jurisdiction for any action or proceeding arising out of, or related to, this Agreement, use of this website, or any orders placed or products purchased on USA Shopping Club.com, shall be in the state or federal courts located in the Western District of Pennsylvania or the Fayette County Court of Common Pleas.

Copyright Commonwealth Marketing Group Inc.
All Rights Reserved. ©
8.07
USA Credit
Commonwealth Marketing Group, Inc.
One Millennium Drive • Uniontown, PA 15401